Testamentary Trust advice for Ashley
After the recent loss of her parents, Ashley inherited assets that were received through a Testamentary Trust. She’d never dealt with a trust before and was unsure how it worked, what restrictions applied, or how it could help her reach her long-term goals. She came to us for clear guidance and a financial plan that respected the Trust’s […]
Payday Super: Strengthening your Retirement Confidence
More than 80% of unpaid super goes unrecovered, and 72% of Australians agree they need to pay more attention to their superannuation. These figures are staggering! However, a recent bill passed in Parliament is here to help. Earlier this month, Parliament passed the Payday Superannuation Bill, requiring employers to pay super at the same time as wages from […]
When structuring matters
Picture this – you are about to pay off your mortgage, you and your partner are keen on buying an investment property to keep growing your wealth, and you’ve heard that you could buy a property in a Family Trust, a company, or even an SMSF. How do you choose, how do you know what […]
The 3 Million Dollar Super Tax – Division 296
There is no doubt that you would have been reading about the proposed Division 296 tax for those that have a superannuation balance above $3 million as at 30 June 2025. We have had some direct conversations and emails with clients, however we wanted to send a note to provide some context and clarity as the media […]
How Sarah Boosted Her Superannuation with Catch-Up Contributions
This case study is for illustrative purposes only and does not constitute personal financial advice. Please speak to a licensed adviser to assess your individual circumstances. Client Profile The Situation Sarah had taken time out of the workforce in her 40s to care for her children and work part-time. As a result, she hadn’t always […]
Client Services Executive Full-time, Canberra ACT
This is an excellent opportunity for an experienced Client Services Executive looking to grow their career or for an Executive Assistant looking for an opportunity to transfer their skills and start their career in the Financial Planning industry. On offer is: An engaging and dynamic position with Canberra’s largest privately owned advisory firm; the support […]
Why Estate Planning for Superannuation Matters, Especially for Non-Dependants
This case study is for illustrative purposes only and does not constitute personal financial advice. Please speak to a licensed adviser to assess your individual circumstances. When Olivia’s father, John, passed away at 74, she expected his superannuation to be part of his estate. What she didn’t expect was the significant tax bill that came […]
